Desk notes
Read the file the way a desk reads it.
Operator notes on land financing, type, and leverage. No rate shopping. No owner-occupied construction copy.
Desk notes
Land loan basics by type
Raw acreage, improved lots, and agricultural land — what the file usually looks like, and what it is not.
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LTV ceilings (educational)
Typical illustration ranges by land type. Chips on the calculator, not GI policy and not a quote.
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FAQ
Direct answers and common objections. Broker, not a lender. Business-purpose only. No owner-occupied.
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Bring the parcel, the land type, and the down you can actually write. We desk investor land loans. We do not fund them.
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