Land Financing for investors.
Business-purpose land and lot financing for raw acreage, improved lots, and agricultural parcels. We desk the file and broker it to capital sources. We are not the lender. We do not fund the loan.
Leave your number. We will call you.
Business Purpose Loans only — No Owner Occupied. Not a commitment to lend.
Deal snapshot
LTV
Live type-ceiling math on /calculator. Payment, down need, cash to close.
- Occupancy
- Investment
- Use
- Business purpose
- Desk
- Brokered file
Payments and down needs by land type before you call the desk.
Ungated Land & Lot Payment Estimator. Price, down, rate, term. LTV warn vs. an educational type ceiling. Caps and rates are your assumptions — not GI quotes.
Raw
Raw land
Unimproved acreage. No utilities or finished streets assumed.
Educational ceiling 50–60%
Improved
Improved lot
Utilities, access, and a lot that is closer to build-ready.
Educational ceiling 65–75%
Ag
Agricultural
Farm, ranch, or ag-use land. Income story is separate from LTV.
Educational ceiling 50–70%
Land loans. Then the exit you actually have.
Short-term or amortizing, asset-based, business-purpose. A rental DSCR file lives on dscr.broker. A rehab budget lives on rehab.broker.
Land loan basics by type
Raw acreage, improved lots, and agricultural land — what the file usually looks like, and what it is not.
LTV ceilings (educational)
Typical illustration ranges by land type. Chips on the calculator, not GI policy and not a quote.
FAQ
Direct answers and common objections. Broker, not a lender. Business-purpose only. No owner-occupied.
Three steps. Then a call.
01
Send the deal
Address or APN, land type (raw, improved, or ag), purchase price, down, entity, and the hold or build plan. Enough to desk — not a full credit package.
02
We desk the file
We map the parcel against business-purpose land programs we can broker. Gaps get named. No theater.
03
Book the call
Thirty minutes. Structure, capital-source fit, and the next document pull if the deal is worth running.
Same broker. Different product.
landloans.broker is land and lots. Other files go to the matching desk — including the hub at girealty.broker.
girealty.broker
GI Realty hub
The desk network. Start here if you are not sure which product.
rehab.broker
Rehab loans
Purchase plus renovation capital. Hold, refinance, or rent after the work.
creloans.broker
CRE loans
Commercial and CRE. NOI, debt yield — not a land-lot worksheet.
fixandflip.broker
Fix and flip
Wholesale-to-retail flip P&L. Short-term, asset-based.
hardmoney.broker
Hard money
Asset-based hard money for investors. Business-purpose only.
bridgeloans.broker
Bridge loans
Short-term bridge to the next event. Not a land payment estimator.
Book a 30-minute strategy call
Bring the parcel, the land type, and the down you can actually write. We desk investor land loans. We do not fund them.
Leave your number. We will call you.